Discover Conventional Loans by Homeowners Financial Group USA, LLC in Maplewood, MN. Designed for individuals seeking alternative financing solutions for home purchases, these loans offer a minimum down payment of 3 percent and require a minimum credit score of 620. With a maximum debt-to-income ratio of 45 percent, the program accommodates diverse financial situations. Additionally, Conventional Loans are available for manufactured homes, both for purchase and refinance, provided they serve as primary residences or second homes. Let Homeowners Financial Group guide you towards the perfect mortgage fit for your homeownership journey.
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